Your money - Not getting scammed
Keeping hold of your money from con artists will be dramtically reduced if you follow these general tips.
- In this age of high tech theft get a wallet or credit card holder that will prevent readers from getting your credit card number.
- Never give out your social security number.
We need to apply some common sense here. If you are at the social security official website, or in line at one of their offices it is obviously okay to supply it. If you are starting a new job, your HR department is going to require it.
If you are at all unsure you need to challenge whomever is asking. If you want more information on this subject navigate to Privacy Right Org
- Never give out your credit card over the phone when someone calls you. PERIOD! NO EXCEPTIONS!
If it is someone claiming to be from your credit card company decline to speak with them. After hanging up make a call to you credit card companies service department and look into if they were really trying to contact you. I doubt it. Do not give your credit card number to anyone via email, or over the phone, even if they claim they are from a company you actually do business with. This type of information is not all that hard to come by.
- Do not click email links from unsolicited emails that are asking you to verify your credit card number or are asking for personal information about you even if the email appears to come from a legitimate business.
It just is not all that hard to send emails and make them look like they are coming from a legitimate source. If you think the request may be legitimate pick up the phone and call the business directly. Scammers go to elaborate means to set up these scams. Do not become a victim. Also, by not clicking on links in un-asked for email you will be less likely to get a virus or have spyware placed on your computer.
- Never ever send money to people you just met or hardly know.
There are many smooth operators out there ready to take advantage of you. They have great patience and will groom you in order to earn your trust. They can look as innocent as your Grandma. Make no mistake about it, these people are out to screw you. Their patience will end when they realize they will not be getting a dime from you.
A few general tips to keep your money safe from scumbags
- Be wary in general of parting with your money to anyone that is not a legitimate business, a reputable charity, or your immediate family.
- Buy a shredder an use it! Use it to shred any mail or documents that have your personal information on it. Lindsay Lohan is not the only one that is having her garbage rummaged through.
Be safe. If it smells like a scam it probably is. Someone that you do not know that is trying to help you or give you money but first needs you to give them something in return is going to screw you over. Count on it!