Three Myths About Budgeting
1 - A budget will take up a lot of your time
Nonsense. A budget can take you an hour or two to setup for the first time. You can spend as little as an hour a month on your budget.
2 - Fun and spending will end once you start a budget
Without a budget you have no idea where your income is going. Without a budget it is harder to plan a vacation or save to buy big ticket items. You end up living hand to mouth and escalating your credit debt. Quit being a slave to this way of living. With a little thought and planning a whole new world of consumer spending could be in your future.
3 - Only low and middle income families need to budget
Everyone needs a budget. It really does not matter what your income level is. We all need to keep track of what we make and spend.
A budget will not consume a lot of your time. It is time to take control of you personal finances by taking control of your money for under $10 dollars. I am too busy to spend a lot of time on budgeting. I use the budget I am selling for less than two trips to Starbucks. I have been using it for well over a decade now.